Hypo Tirol Bank AG

Unverified
XFID Unique Identifier for Hypo Tirol Bank AG: XOBF4K2PL3
Country
AT
Sector
Commercial Bank
Website
www.hypotirol.com
7 Impact Reports
4 Second Party Opinions
3 Frameworks
XFID Type Title Year Source Retrieved
XF-GWKVHFJ-I Second Party Opinion E XT ER NAL R E VI E W 2024 assets.hypotirol.com 29 Apr 2026
XF-W0A55HZ-I Impact Report Allocation & Impact Report 2025 Mittelverwendung und Umweltauswirkungen Social Bond Framework der Hypo Tirol Bank AG 2025 assets.hypotirol.com 29 Apr 2026
XF-RQL9VZP-W Impact Report Allocation & Impact Report 2025 Mittelverwendung und Umweltauswirkungen Green Bond Framework der Hypo Tirol Bank AG 2025 assets.hypotirol.com 29 Apr 2026
XF-MRKF9VO-G Impact Report ALLOCATION & IMPACT REPORT 2023 Mittelverwendung und Umweltauswirkungen Social Bond Framework der Hypo Tirol Bank AG 2023 assets.hypotirol.com 29 Apr 2026
XF-J4875WD-0 Impact Report ALLOCATION & IMPACT REPORT 2024 Mittelverwendung und Umweltauswirkungen Social Bond Framework der Hypo Tirol Bank AG 2024 assets.hypotirol.com 29 Apr 2026
XF-K1DKMVE-E Impact Report ALLOCATION & IMPACT REPORT 2022 Mittelverwendung und Umweltauswirkungen Social Bond Framework der Hypo Tirol Bank AG 2022 assets.hypotirol.com 29 Apr 2026
XF-LUMM67X-G Impact Report ALLOCATION & IMPACT REPORT 2024 Mittelverwendung und Umweltauswirkungen Green Bond Framework der Hypo Tirol Bank AG 2024 assets.hypotirol.com 29 Apr 2026
XF-0KIVWPV-1 Impact Report ALLOCATION & IMPACT REPORT 2023 Mittelverwendung und Umweltauswirkungen Green Bond Framework der Hypo Tirol Bank AG 06.11.2023 2023 assets.hypotirol.com 29 Apr 2026
XF-YOWZHB5-U Framework Social Bond Framework 2020 →2022 assets.hypotirol.com 29 Apr 2026
XF-H4BWH64-U Framework Green Bond Framework 2022 ↑2020 assets.hypotirol.com 29 Apr 2026
XF-S0P1IK6-S Framework Social Bond Framework 2020 assets.hypotirol.com 29 Apr 2026
XF-TL03RD9-1 Second Party Opinion ISS ESG Second Party Opinion — Hypo Tirol Bank AG 2021 spowidget.iss-corporate.com 20 Mar 2026
XF-6YISJDL-0 Second Party Opinion ISS ESG Second Party Opinion — Hypo Tirol Bank AG 2022 spowidget.iss-corporate.com 20 Mar 2026
XF-BNRP2QN-4 Second Party Opinion 20221212 Hypo Tirol EUT SPO final 2022 www.hypotirol.com 21 Feb 2026

Press Coverage (1)

News and trade press mentioning this issuer, tracked in the registry.

XF Company Profile

Extra-financial information found across 14 documents in the XframeworkID registry

NACE K Financial & Insurance Activities

Information extracted from documents in the registry. Values are as disclosed; this is not an assessment or rating. Last updated 2 Jun 2026.

Issuer Identity & Structure

Issuer name and country/jurisdiction
Hypo Tirol Bank AG, Austria FRAMEWORK 2022 2022
Issuer sector/industry classification
Financial & Insurance Activities, Banking FRAMEWORK 2022 2022
Issuer type
Bank FRAMEWORK 2022 2022

Green / Sustainable Finance Framework

Sustainable bond framework name and version
Green Bond Framework Hypo Tirol Bank AG FRAMEWORK 2022 2022
Bond types covered under framework
Green Bond FRAMEWORK 2022 2022
Framework publication date and update history
December 2022 FRAMEWORK 2022 2022
Reporting commitments under framework
Annual allocation and impact reporting FRAMEWORK 2022 2022
Project evaluation and selection process description
Process zur Projektbewertung und -auswahl includes evaluation and selection of eligible projects FRAMEWORK 2022 2022
Management of proceeds approach
Proceeds managed through dedicated accounts with tracking of allocation FRAMEWORK 2022 2022
Sustainable finance taxonomy used
ICMA Green Bond Principles combined with EU Taxonomy reference IMPACT 2025 2025
Eligible use-of-proceeds categories
Green Bond: Environmental projects; Social Bond: Affordable housing IMPACT 2025 2025

External Review & Verification

Second Party Opinion (SPO) provider name and assessment date
ISS ESG, 12 December 2022 SPO 2022 2022
Pre-issuance or post-issuance verification type
Pre-issuance verification SPO 2022 2022
SPO assessment scope and methodology
Alignment with framework commitments, ICMA harmonized impact reporting framework, proceeds allocation, and soundness of reporting indicators SPO 2024 2022
Assurance provider name and engagement period
ISS ESG (Institutional Shareholder Services) SPO 2022 2022

Standards & Regulatory Alignment

Alignment with ICMA Green Bond Principles
Aligned with ICMA Green Bond Principles 2021 with June 2022 appendix SPO 2022 2022
Alignment with ICMA Social Bond Principles or Sustainability Bond Guidelines
Aligned with ICMA Social Bond Principles 2020 SPO 2021 2021
Alignment with EU Taxonomy for sustainable activities
Aligned with EU Taxonomy Delegated Act (June 2021) SPO 2022 2022

Impact Metrics & Reporting

Annual impact reporting commitment
Annual allocation and impact reporting IMPACT 2025 2025

Corporate Strategy & Mission

Corporate purpose statement relating to sustainability
Bank of the Tyrol region committed to sustainable financing FRAMEWORK 2022 2022

Proceeds Allocation & Reporting

Annual allocation reporting period
Annual reporting (January/February publication) IMPACT 2025 2025

Changes Over Time

Items where disclosed information changed across documents.

Issuer country/jurisdiction
2020 Austria
2022 Austria (Tirol/Tyrol)
2025 Austria
Sustainable bond framework name
2020 Social Bond Framework
2022 Hypo Tirol Green Bond Framework
2022 Green Bond Framework
Bond types covered under framework
2020 Social bonds
2022 Green bonds
2022 Social bonds
2022 Green bond
2024 Social Bond
2025 Green bonds
Framework publication date
2020 December 2020
2023 2022
Alignment with ICMA Social Bond Principles
2020 ICMA Social Bond Principles 2020
2021 Yes - aligned
Second Party Opinion provider name
2021 ISS (Institutional Shareholder Services)
2023 ISS ESG
SPO assessment date
2021 04 January 2021
2025 12.12.2022
SPO assessment scope
2021 Hypo Tirol's Social Bond Framework and Social Asset Portfolio
2023 Full verification of framework
Project evaluation and selection process description
2022 Formal process for project assessment and selection
2022 All credits in Social Pool fall under Tyrolean Housing Development Act (TWFG 1991) and comply with Tyrolean housing development guidelines or housing renovation guidelines. Verification occurs during credit approval and execution process for state of Tyrol approval under TWFG 1991
2024 Identification during credit approval and processing, confirmation by sustainability committee
Management of proceeds approach
2022 Formal management of net proceeds with allocation and impact reporting
2022 Present in framework
2023 Internal monitoring system for direct allocation of Green Bond-eligible loans
2024 Captured in core banking system with internal monitoring system for eligible financings
Reporting commitments under framework
2022 Annual allocation and impact reporting commitments
2022 Present in framework
2024 Annual allocation and impact reporting
Sustainable bond framework name and version
2022 Social Bond Framework
2024 Green Bond Framework
Framework publication date and update history
2022 2020
2024 2022
2024 December 2020
Second Party Opinion (SPO) provider name and assessment date
2022 ISS ESG
2024 ISS ESG, 12 December 2022
2024 Institutional Shareholder Services (ISS), 17 February 2022
Alignment with ICMA Social Bond Principles or Sustainability Bond Guidelines
2022 ICMA Green Bond Principles
2024 Working Towards a Harmonized Framework for Impact Reporting (WTHFIR) for Social Bonds (updated June 2020)
Eligible use-of-proceeds categories
2022 Affordable housing; Housing finance for non-profit housing organizations and private/commercial customers under defined conditions for needs-based, affordable, and quality housing
2023 Energy-efficient residential real estate and renewable energy
Impact reporting methodology
2022 Measurement of supported housing units financed through Social Pool credits; Individual case assessment for multi-unit projects regardless of Hypo Tirol financing share; Internal monitoring system integrated in core banking system with direct allocation of eligible credits to housing units
2023 CO2 savings calculated for financed objects attributable to Hypo Tirol Bank AG financing portion
2024 CO2 savings calculated for financed portion only, attributed to bank's financing share
Annual allocation reporting commitment
2022 Semi-annual confirmation of Social Bond-eligible financing by Sustainability Committee
2023 Yes, allocation and impact reporting
Internal ESG governance structure
2022 Sustainability Committee responsible for semi-annual confirmation of Social Bond-eligible financing
2024 Sustainability Committee
Project evaluation and selection process
2022 Present in framework
2023 Identified during loan approval and processing; tracked in core banking system; confirmation by Sustainability Committee
2025 Identification within credit approval and processing procedures with internal monitoring system and sustainability committee confirmation
Alignment with ICMA Green Bond Principles
2023 Yes
2024 Yes, fully aligned
2025 Yes
Alignment with EU Taxonomy for sustainable activities
2023 Yes
2024 Yes, referenced
Pre-issuance or post-issuance verification type
2023 Second Party Opinion
2024 Post-issuance verification
SPO assessment scope and methodology
2024 Second Party Opinion (SPO)
2024 Impact Report Allocation and Alignment with ICMA Framework; Scope includes Hypo Tirol's Impact Report - Social Bond (as of 09 February 2022) and Social Bond Framework (as of December 2020)
Bond instrument type
2024 Social Bond
2025 Green bond

Document Updates

What changed between successive versions of documents.

2020 2022

The 2020 Social Bond Framework has been replaced with a 2022 Green Bond Framework, representing a fundamental shift in the bank's sustainability financing focus. The framework has evolved from supporting social projects to prioritizing environmental/green projects, with updated structural elements including explicit sections on impact measurement and allocation of proceeds. The document now emphasizes ecological sustainability more prominently alongside social and governance considerations.

  • modified Standards Alignment — Framework shifted from ICMA Social Bond Principles 2020 to ICMA Green Bond Framework (implied by title change), representing alignment with green financing standards rather than social bond standards.
  • modified Use of Proceeds — Transition from social bond use of proceeds (social projects, communities, housing) to green bond use of proceeds (environmental/ecological projects), fundamentally changing eligible project categories.
  • expanded Governance — Added new sections on 'Allokation der Erlöse' (Allocation of Proceeds) and 'Impact der Erlöse' (Impact of Proceeds) to reporting framework, expanding disclosure and accountability requirements.
  • tightened Organizational Scope — Bank's geographic footprint narrowed from 22 locations (including multiple regions and Vienna) to 18 locations focused on Nord- and Osttirol, with Vienna reduced to a single ATM facility, indicating geographic refocusing.
  • expanded Sustainability Target — Strengthened commitment language from linking sustainability to business success to explicitly stating commitment to sustainability 'in all facets – economically, socially and ecologically' as a core institutional value.