Defend Your Due Diligence
When a framework changes or disappears, you need to prove which version you assessed. XFIDs lock the document to a permanent, version-tracked reference you can cite in investment memos, regulatory filings, and audit trails.
The Problem
You approved a green bond based on the issuer's framework and an SPO. Two years later, the issuer updates their website. The framework URL returns a 404. The SPO has been reorganised to a different page. Your investment committee memo references a document that no longer exists at the address you cited.
If the framework was revised between your assessment and today, you can't prove which version you evaluated. If a regulator asks for evidence of your due diligence, you're referencing a ghost.
How XFID Protects Your Audit Trail
Permanent Reference
Every extra-financial document gets a permanent XFID that resolves at
xframework.id/XF-A3B7K2M-9 regardless of what happens to
the issuer's website. Cite the XFID in your IC memo and it works forever.
Version Tracking
If an issuer quietly updates their framework after your investment decision, XFID detects the change. The previous version is preserved with its own identifier. You can always prove which version you assessed.
Complete Document Set
For each issuer, XFID links the framework, SPO, impact reports, assurance reports, and bond ISINs. One search gives you the complete picture of an issuer's labelled bond programme.
AI-Powered Monitoring
AI monitors every document in your portfolio for revisions. When an issuer quietly updates a framework after your investment decision, the change is detected and the previous version preserved — protecting your audit trail automatically.
Coverage gaps are flagged too: if an issuer has a framework and SPO but no annual impact report, the system identifies the missing document before your next reporting cycle.
How to Cite XFIDs
Start Using XFIDs
Search for your portfolio issuers to see their complete document sets.