Registry › XF-074PAYW-B
XF-074PAYW-B
Framework ACTIVE

Green Bond Framework

Document Metadata

Issuer
More Boligkreditt AS
Document Type
Framework
Publication Year
2025
Retrieved
1 January 2026
Source
Contact XFID for Access
Record ID
XF074PAYWB
Validation
Inferred by XFID

Verification

XFIDs are content-addressed: these SHA-256 fingerprints let anyone confirm a copy of this document is identical to what XFID retrieved on 1 January 2026 — independent of this registry.

SHA-256 (file bytes)
f4eb7386585dd1edf6ec5618574e12f4a7506891049557e24990827d28cc881b
SHA-256 (canonical content)
93720633de31d9da8c1a9b421bc4b5e3cd6264c35fe6e1c9bac9524fee932f63
File
590 KB

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Version History

Retrieved Action Size
02/03/2026 INITIAL 590 KB latest

How to Cite This Record

Use the XFID in citations to create a stable, permanent reference that resolves to this registry entry regardless of the source URL.

Academic / report citation
More Boligkreditt AS (2025). Green Bond Framework. XFID: XF-074PAYW-B. Retrieved from https://xframework.id/XF074PAYWB
Identifier only
XF-074PAYW-B

Changes from Previous Version

← Green bond framework December 2020 (2020) → This version (2025)

The 2025 version of Sparebanken Møre's green bond framework represents a significant structural and scope expansion compared to the 2020 version. The framework has been reorganized to establish sustainability as an integral organizational strategy with dedicated governance sections, expanded table of contents, and explicit integration of sustainability into credit processes. The 2025 version introduces substantially more comprehensive coverage of sustainability topics, governance frameworks, and reporting structures, suggesting a maturation of the bank's green finance commitment and formalized alignment with sustainability standards and certifications.

  • expanded Standards Alignment — 2025 version adds new sections on 'Certifications and signatories' and explicit coverage of UN Sustainable Development Goals framework, indicating enhanced alignment with international sustainability standards and formal commitments.
  • expanded Governance — 2025 version introduces dedicated 'Sustainability Governance and Reporting' section that was absent in 2020, establishing formal governance structures for sustainability oversight.
  • expanded Eligibility Criteria — 2025 version adds new section 'Sustainability in the credit process' showing integration of sustainability criteria into lending decisions, moving beyond standalone green bond framework to embedded sustainability practices.
  • expanded Sustainability Strategy — 2025 version adds comprehensive sections on 'Sustainability as integral part of our strategy and action plan' and 'Sustainability strategy', elevating sustainability from corporate values alignment to core strategic imperative.
  • expanded Reporting and Transparency — 2025 version restructures reporting section with more detailed table of contents integration, suggesting enhanced transparency and formalized reporting commitments compared to 2020's brief mention.
  • expanded Use of Proceeds — 2025 version adds 'Criteria for the Green Loan Portfolio' subsection providing more detailed categorization and definition of eligible green assets, expanding on 2020's general framework.

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