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XF-HWTNX3O-B
Framework ACTIVE

Caja Rural de Navarra Sustainable Finance Framework (Dec 2024)

Document Metadata

Issuer
Caja Rural de Navarra
Document Type
Framework
Publication Year
2024
Retrieved
31 March 2026
Source
Contact XFID for Access
Record ID
XFHWTNX3OB
Validation
Inferred by XFID

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SHA-256 (file bytes)
643b675a41a587bdb65c253a139cf82cfb38e9526e0d15eb913d592174f4e402
SHA-256 (canonical content)
d5f71f1a22a1299cb91f05e02a6a6895b013894c8b86ce0ff2f033060ea5fe5f
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1894 KB

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Version History

Retrieved Action Size
31/03/2026 INITIAL 1894 KB latest

How to Cite This Record

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Academic / report citation
Caja Rural de Navarra (2024). Caja Rural de Navarra Sustainable Finance Framework (Dec 2024). XFID: XF-HWTNX3O-B. Retrieved from https://xframework.id/XFHWTNX3OB
Identifier only
XF-HWTNX3O-B

Changes from Previous Version

← 202003 sustainability bond framework caja rural de navarra (2020) → This version (2024)

The framework underwent a significant structural and scope expansion from 2020 to 2024. The 2024 version broadens the framework from solely "Sustainability Bonds" to a comprehensive "Sustainable Finance Framework" that covers both bonds and loans, enabling financing and refinancing activities. A new section on the rationale for sustainable finance and background of the update was added, and external reviews are now explicitly documented. Additionally, the 2024 version introduces a detailed ESG Framework for the Treasury Portfolio and a comprehensive list of KPIs as formal appendices, reflecting increased governance and reporting sophistication.

  • expanded Use of Proceeds — Framework expanded to cover both bonds and loans (not just bonds), and explicitly includes refinancing in addition to financing activities.
  • added Governance Framework — New section added on 'Rationale for Sustainable Finance and Background of the Update' to explain the framework evolution.
  • added Reporting — Explicit new section on 'External Reviews' documenting third-party verification and oversight mechanisms.
  • expanded Standards Alignment — Introduction of ESG Framework for Treasury Portfolio as a formal appendix, indicating alignment with broader ESG standards beyond project-level use of proceeds.
  • added Reporting — Formalized list of KPIs (Key Performance Indicators) as Appendix I to support structured sustainability tracking and measurement.
  • expanded ESG Governance — Enhanced description of CRN's Social Welfare Fund commitment, specifying that 10% of annual profits are donated to promote cooperative model and social/environmental initiatives.

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