AIB Group PLC
Unverified XFID Unique Identifier for AIB Group PLC:
XOL8OHSPE7 7 Second Party Opinions
4 Frameworks
3 Impact Reports
3 Assurance Reports
Documents (17)
| XFID | Type | Title | Year | Source | Retrieved |
|---|---|---|---|---|---|
| XF-PQFO3OI-8 | Framework | AIB Group Green Bond Framework | — | aib.ie | 17 May 2026 |
| XF-RS1FHPJ-8 | Impact Report | AIB Green Bond Impact Report FY2022 | 2022 | — | 4 May 2026 |
| XF-EAIXFGA-W | Assurance Report | AIB Renewable Energy Impact Assessment - Carbon Trust | 2022 | aib.ie | 31 Mar 2026 |
| XF-KR5YPSP-0 | Impact Report | AIB Group plc Green Bond Report 2023 | 2023 | aib.ie | 31 Mar 2026 |
| XF-2HHHKVN-F | Framework | AIB Green Bond Framework | 2020 →2024 | aib.ie | 31 Mar 2026 |
| XF-BG5JL8T-T | Framework | AIB Group - Framework Report | 2024 ↑2020 | aib.ie | 31 Mar 2026 |
| XF-0TP9W2Y-H | Assurance Report | Verification of Payee | — | aib.ie | 30 Mar 2026 |
| XF-7OSGPES-9 | Assurance Report | ASSURANCE REPORT | 2020 | aib.ie | 30 Mar 2026 |
| XF-9IUVBJ8-L | Impact Report | For the life you’re after | 2024 | aib.ie | 30 Mar 2026 |
| XF-0UZH3NF-T | Second Party Opinion | ISS ESG Second Party Opinion — AIB Group plc | 2021 | spowidget.iss-corporate.com | 20 Mar 2026 |
| XF-905H9VI-3 | Second Party Opinion | ISS ESG Second Party Opinion — Allied Irish Banks plc | 2024 | spowidget.iss-corporate.com | 20 Mar 2026 |
| XF-3O05AFV-1 | Second Party Opinion | ISS ESG Second Party Opinion — Allied Irish Banks | 2025 | spowidget.iss-corporate.com | 20 Mar 2026 |
| XF-DYYAYKY-H | Framework | Green Bond Framework, Green Financing | AIB Investor Relations | — | aib.ie | 16 Mar 2026 |
| XF-U8WTF2F-H | Second Party Opinion | AIB Green Bond Framework Second-Party Opinion 2021 | 2021 | mstar-sustops-cdn-mainwebsite-s3.s3.amazonaws.com | 5 Mar 2026 |
| XF-P4O4NCF-9 | Second Party Opinion | AIB Green Bond Framework Second-Party Opinion (2023) | 2023 | mstar-sustops-cdn-mainwebsite-s3.s3.amazonaws.com | 2 Mar 2026 |
| XF-OV1P7FG-2 | Second Party Opinion | AIB Green Bond Framework Second-Party Opinion (2024) | 2024 | mstar-sustops-cdn-mainwebsite-s3.s3.amazonaws.com | 2 Mar 2026 |
| XF-F6H4ZAM-6 | Second Party Opinion | AIB Green Bond Framework Second-Party Opinion (2022) | 2022 | mstar-sustops-cdn-mainwebsite-s3.s3.amazonaws.com | 2 Mar 2026 |
XF Company Profile
Extra-financial information found across 17 documents in the XframeworkID registry
NACE K Financial & Insurance Activities
Information extracted from documents in the registry. Values are as disclosed; this is not an assessment or rating. Last updated 2 Jun 2026.
Issuer Identity & Structure
- Issuer name and country/jurisdiction
- AIB Group plc, Dublin, Ireland SPO 2024
- Issuer sector/industry classification
- Financial & Insurance Activities Framework 2024
- Issuer type
- Bank Framework 2020
Green / Sustainable Finance Framework
- Sustainable bond framework name and version
- AIB Green Bond Framework, September 2020 Framework 2020
- Bond types covered under framework
- Green bonds, Social bonds SPO 2021
- Framework publication date and update history
- September 2020; October 2022 (updated) Framework 2020
- Eligible use-of-proceeds categories
- Green Buildings, Renewable Energy, Clean Transportation, Circular Economy and Waste Management SPO 2024
- Project evaluation and selection process description
- AIB's ESG Bond Working Group oversees evaluation and selection of eligible green loans; internal environmental and social risk management processes address environmental and social impacts SPO 2024
- Management of proceeds approach
- Portfolio approach managed by AIB Treasury; proceeds tracked using internal tracking system and allocated to Eligible Green Loan Portfolio SPO 2024
- Reporting commitments under framework
- Annual allocation and impact reporting Framework 2024
External Review & Verification
- Second Party Opinion (SPO) provider name and assessment date
- Sustainalytics, September 3, 2024 SPO 2024
- SPO assessment scope and methodology
- Pre-issuance verification of Green Bond Framework covering use of proceeds, project selection process, and management of proceeds SPO 2024
- SPO preliminary evaluation or credibility rating
- Credible and impactful SPO 2024
Standards & Regulatory Alignment
- Alignment with ICMA Green Bond Principles
- Aligned with Green Bond Principles 2021 SPO 2024
- Alignment with UN Sustainable Development Goals
- SDGs 7, 9, 11, 12 SPO 2024
- Alignment with ICMA Social Bond Principles or Sustainability Bond Guidelines
- Aligned with ICMA Social Bond Principles (2020 edition) SPO 2021
Impact Metrics & Reporting
- Annual impact reporting commitment
- Yes Impact Report 2023
- Impact reporting methodology
- ICMA Harmonized Framework for Impact Reporting with environmental impact metrics on eligible green projects Impact Report 2022
Corporate Strategy & Mission
- Corporate mission and sustainability strategy
- Helping to deliver a more sustainable future for all; committed to building long-term resilience and sustainability for business, economy and society; Pledge to Do More Framework 2024
- Sustainability strategy pillars and focus areas
- Community, Culture, Climate, Net Zero Own Operations & Financed Emissions, Climate and Environment Risk, ESG Customer Propositions, Agriculture, Biodiversity & Nature Positive Framework 2024
- Corporate purpose statement relating to sustainability
- As Ireland's biggest bank with significant reach into society, AIB has responsibility and duty of care to create value and make impact through activities enhancing livelihoods, supporting homemakers, promoting job creation, and enabling communities and society to flourish Framework 2024
Proceeds Allocation & Reporting
- Cumulative disbursed amount
- €4 billion in green bonds; €1.75 billion in social bonds Impact Report 2023
- Allocation reporting methodology
- ICMA Harmonized Framework for Impact Reporting based on portfolio approach Impact Report 2022
Issuance Details
- Green bond issuance volume (cumulative and annual)
- Cumulative: €4 billion; Annual 2023: €750 million Impact Report 2023
- Bond instrument type
- Green bonds, Social bonds Impact Report 2023
- Years of green bond issuance history
- 5 issuances from 2020 to 2023 Impact Report 2023
Sustainability & Climate Commitments
- Sustainable finance volume and targets
- €3.7 billion in green lending representing 30% of portfolio Framework 2024
Changes Over Time
Items where disclosed information changed across documents.
Assurance scope
Corporate Purpose Statement
ESG Strategy Focus Areas
2024 Sustainability Strategy, Journey to Net Zero Own Operations & Financed Emissions (Scope 1, 2 & 3), Climate and Environment Risk, ESG Customer Propositions, Sector Transition Pathways, Agriculture, Biodiversity & Nature Positive, Governance
Alignment with ICMA Green Bond Principles
Alignment with UN Sustainable Development Goals
Bond types covered under framework
Eligible use-of-proceeds categories
Corporate purpose statement relating to sustainability
Refinanced vs. newly financed project distinction
Project evaluation and selection process description
2022 AIB Group Sustainability Committee oversees selection of eligible green loans; dedicated environmental and social risk assessment and mitigation process applied to all allocation decisions →
2023 AIB's Group Sustainability Committee oversees selection of eligible green loans according to criteria set in the Framework prepared by the AIB ESG Bond Working Group. Dedicated environmental and social risk assessment and mitigation process applied to all allocation decisions →
2024 AIB's ESG Bond Working Group oversees evaluation and selection of eligible green loans; internal environmental and social risk management processes address environmental and social impacts
Management of proceeds approach
2023 Portfolio approach with allocation to Eligible Green Loan Portfolio. Pending allocation, proceeds held in treasury liquidity portfolio in cash or short-term liquid instruments, or used to pay back outstanding indebtedness →
2024 Portfolio approach with tracking of proceeds allocation to Eligible Green Loan Portfolio overseen by AIB's Treasury
Temporary investment of unallocated proceeds
SPO preliminary evaluation or credibility rating
Annual impact reporting commitment
Document Updates
What changed between successive versions of documents.
Between the 2020 and 2024 versions, AIB Group plc significantly expanded its sustainability commitments and green financing framework. The 2024 version introduces specific quantitative climate targets (Net Zero by 2030, 70% green/transition lending by 2030), substantially increases the Climate Action Fund from €5bn to €10bn, and adds new strategic initiatives like the Social Housing Fund and explicit ESG ratings disclosures. The framework now includes more detailed governance commitments (gender-balanced board/ExCo), a formal Excluded Activities List, and alignment with international standards (UNEP FI PRB, TCFD). The reporting structure has evolved to encompass financed emissions (Scope 1, 2, 3) and sector transition pathways, reflecting stronger accountability and transparency standards than the earlier framework.
- added Climate Target — Net Zero commitment by 2030 established as a specific, time-bound target
- added Climate Target — 70% of new lending to be green or transition by 2030 target introduced
- added Use of Proceeds — Social Housing Fund (€300m) introduced as a dedicated proceeds category
- added Standards Alignment — UNEP FI Principles for Responsible Banking (PRB) signatory commitment added as founding signatory
- added Standards Alignment — Task Force on Climate-related Financial Disclosures (TCFD) supporter status added
- added Exclusion Criteria — Excluded Activities List formally introduced to define ineligible sectors/activities
- added Governance — Gender-balanced board and Executive Committee target established
- added Governance — Responsible Supplier Code formally adopted as governance commitment
- added Governance — Human Rights Commitment formally adopted as governance framework
- added Reporting — Sector transition pathways introduced for climate impact reporting (agriculture, biodiversity, etc.)
- added Reporting — ESG ratings disclosures (MSCI, Sustainalytics, S&P) integrated into public reporting framework