Belfius Bank & Verzekeringen

Unverified
Country
BE
Sector
Banks
Website
www.ifre.com
2 Second Party Opinions
1 Impact Report
1 Assurance Report
1 Framework
XFID Type Title Year Source Retrieved
XF-8ASPMLJ-T Impact Report Belfius Green Bond Impact Report (March 2025) 2025 www.belfius.be 31 Mar 2026
XF-J976L9N-3 Assurance Report Belfius Bank SA/NV - Assurance Report 2025 www.belfius.be 31 Mar 2026
XF-HV43Y7G-M Second Party Opinion Belfius Green Bond Framework Second-Party Opinion (2021) 2021 mstar-sustops-cdn-mainwebsite-s3.s3.amazonaws.com 5 Mar 2026
XF-IJPKFXX-L Second Party Opinion Belfius Social Bond Framework Second-Party Opinion (2024) 2024 mstar-sustops-cdn-mainwebsite-s3.s3.amazonaws.com 2 Mar 2026
XF-PCF8HGK-E Framework Belfius Green Bond Framework May 21 2021 www.belfius.be 21 Feb 2026

XF Company Profile

Extra-financial information found across 5 documents in the XframeworkID registry

NACE K Financial & Insurance Activities

Information extracted from documents in the registry. Values are as disclosed; this is not an assessment or rating. Last updated 2 Jun 2026.

Issuer Identity & Structure

Issuer name and country/jurisdiction
Belfius Bank & Verzekeringen, Belgium SPO 2024 2024
Issuer sector/industry classification
Financial & Insurance Activities FRAMEWORK 2021 2021
Issuer type
Bank-Insurer FRAMEWORK 2021 2021

Green / Sustainable Finance Framework

Sustainable bond framework name and version
Belfius Green Bond Framework, May 2021 FRAMEWORK 2021 2021
Bond types covered under framework
Green bonds, Social bonds SPO 2024 2024
Framework publication date and update history
Green Bond Framework: May 2021; Social Bond Framework: 2024 FRAMEWORK 2021 2021
Eligible use-of-proceeds categories
Renewable Energy, Energy Efficiency, Clean Transportation, Green Real Estate, Waste and Water Management SPO 2021 2021
Project evaluation and selection process description
Green & Social Bond Committee responsible for evaluating and selecting projects in line with Framework eligibility criteria. Committee meets quarterly and consists of heads of ESG, Long-Term Funding and Structured Finance, plus commercial business unit representatives. Credit committee assesses environmental and social risks. SPO 2024 2024
Management of proceeds approach
Green & Social Bond Committee monitors social portfolio with eligible social assets individually listed in internal information system. Proceeds allocated immediately after issuance. Unallocated proceeds temporarily invested in accordance with internal policies. SPO 2024 2024
Reporting commitments under framework
Allocation of proceeds reporting, Impact reporting FRAMEWORK 2021 2021
Temporary investment of unallocated proceeds
Unallocated proceeds temporarily invested in accordance with Belfius' internal policies SPO 2024 2024

External Review & Verification

Second Party Opinion (SPO) provider name and assessment date
Sustainalytics, 2021 SPO 2021 2021
SPO assessment scope and methodology
Use of proceeds aligned with Green Bond Principles, Environmental and social risk management systems adequacy, Project selection process alignment with market practice SPO 2024 2024
SPO preliminary evaluation or credibility rating
Credible and impactful SPO 2024 2024
Assurance scope
Use of proceeds and Impact information ASSURANCE 2025 2025
Assurance provider name and engagement period
Deloitte Bedrijfsrevisoren / Reviseurs d'Entreprises, as of 31 March 2025 ASSURANCE 2025 2025
Assurance level
Limited assurance ASSURANCE 2025 2025

Standards & Regulatory Alignment

Alignment with ICMA Green Bond Principles
Green Bond Principles 2018 SPO 2021 2021
Alignment with ICMA Social Bond Principles or Sustainability Bond Guidelines
Social Bond Principles 2023 SPO 2024 2024
Alignment with UN Sustainable Development Goals
SDG 3, SDG 4, SDG 6, SDG 7, SDG 9, SDG 10, SDG 11 SPO 2024 2024

Corporate Strategy & Mission

Corporate mission and sustainability strategy
Bank-insurer dedicated to reinvesting savings deposits in loans supporting Belgian society, committed to acting as meaningful and inspiring actor of change in Belgian society through core businesses and fostering solutions for sustainable society alongside customers, employees and partners. FRAMEWORK 2021 2021
Sustainability strategy pillars and focus areas
10 commitments towards 2025-2030 aligned with UN SDGs, including: be leading actor in transition to sustainable Belgian economy and society, embed ESG criteria in core activities and decision-making FRAMEWORK 2021 2021
Corporate purpose statement relating to sustainability
Well aware of the crucial role played by the financial sector in ensuring a more sustainable future, Belfius aims to be meaningful and inspiring through its core businesses and foster solutions that contribute to a more sustainable society. FRAMEWORK 2021 2021

Proceeds Allocation & Reporting

Allocated funds amount and currency
Total 2,000,000,000 EUR IMPACT 2025 2025

Issuance Details

Bond instrument type
Green bonds (NPS, PS denominations) IMPACT 2025 2025

Changes Over Time

Items where disclosed information changed across documents.

Issuer name
2021 Belfius Bank & Verzekeringen
2025 Belfius Bank SA/NV
2025 Belfius Bank & Verzekeringen
Sustainable bond framework name
2021 Belfius Green Bond Framework
2024 Belfius Social Bond Framework
Bond types covered under framework
2021 Green bonds
2024 Social Bond
Alignment with UN Sustainable Development Goals
2021 Yes - Framework aligned with UN SDGs; 10 commitments towards 2025-2030 mapped to specific SDGs
2021 SDG 6, SDG 7, SDG 9, SDG 11
2024 SDGs 3, 4, 10 and 11
Alignment with ICMA Green Bond Principles
2021 Aligns with Green Bond Principles 2018
2025 ICMA Green Bond Principles 2018 edition
Eligible use-of-proceeds categories
2021 Renewable Energy, Energy Efficiency, Clean Transportation, Green Real Estate, Waste and Water Management
2024 Access to Essential Services - Education, Access to Essential Services – Healthcare, Affordable Housing, Socioeconomic Advancement and Empowerment
Project evaluation and selection process description
2021 Belfius' Green Bond Committee comprised of Head of CSR Department, Head of Long-Term Funding, Head of Structured Finance and commercial business line representatives will oversee project evaluation and selection, meeting quarterly to review and approve green projects
2024 Green & Social Bond Committee responsible for evaluating and selecting projects; committee meets quarterly and includes heads of ESG, Long-Term Funding, Structured Finance, and commercial business unit representatives; credit committee assesses environmental and social risks
Management of proceeds approach
2021 Portfolio approach with allocation maintained to match or exceed balance of net proceeds of outstanding bonds; managed by Structured Finance team
2024 Green & Social Bond Committee monitors social portfolio with allocated eligible social assets individually listed in internal information system; proceeds allocated immediately after issuance; unallocated proceeds temporarily invested in accordance with internal policies