Lloyds Bank

Unverified
XFID Unique Identifier for Lloyds Bank: XOF603YAPW
Sector
Banks
Website
mstar-sustops-cdn-mainwebsite-s3.s3.amazonaws.com
3 Second Party Opinions
XFID Type Title Year Source Retrieved
XF-M6X7MC0-O Second Party Opinion Lloyds Bank Sustainability Bond Framework Second Party Opinion 2019 mstar-sustops-cdn-mainwebsite-s3.s3.amazonaws.com 5 Mar 2026
XF-MC14QMY-Z Second Party Opinion Lloyds Bank Helping Britain Prosper ESG Bond Framework and Second-Party Opinion 2014 mstar-sustops-cdn-mainwebsite-s3.s3.amazonaws.com 5 Mar 2026
XF-8VS1DEM-G Second Party Opinion Lloyds Banking Group Sustainable Bond Framework Second-Party Opinion (2024) 2024 mstar-sustops-cdn-mainwebsite-s3.s3.amazonaws.com 2 Mar 2026

XF Company Profile

Extra-financial information found across 3 documents in the XframeworkID registry

NACE K Financial & Insurance Activities

Information extracted from documents in the registry. Values are as disclosed; this is not an assessment or rating. Last updated 2 Jun 2026.

Issuer Identity & Structure

Issuer name and country/jurisdiction
Lloyds Banking Group, London, England SPO 2024
Issuer sector/industry classification
Financial & Insurance Activities
Issuer type
Bank SPO 2024

Green / Sustainable Finance Framework

Sustainable bond framework name and version
Lloyds Banking Group Sustainable Bond Framework SPO 2024
Bond types covered under framework
Green and social bonds SPO 2024
Framework publication date and update history
June 30, 2014 SPO 2014
Eligible use-of-proceeds categories
Green Buildings, Renewable Energy, Energy Efficiency, Clean Transportation, Affordable Housing SPO 2024
Project evaluation and selection process description
Lloyds' Sustainable Bond Committee evaluates, selects and monitors eligible projects. Committee comprises representatives from Corporate Treasury, Sustainable Business, Environmental Sustainability, Risk, Finance Sustainability Reporting, Legal, Conduct Compliance, Operational Risk, and Portfolio Analytics departments. SPO 2024
Management of proceeds approach
Sustainable Bond Committee responsible for management and allocation of proceeds SPO 2024
Exclusion criteria for ineligible projects or sectors
Avoidance of areas with negative environmental and social impacts; compliance with Code of Business Responsibility SPO 2014

External Review & Verification

Second Party Opinion (SPO) provider name and assessment date
Sustainalytics, 23 April 2024 SPO 2024
SPO assessment scope and methodology
Assessment of framework credibility, impact alignment, and adherence to Green Bond Principles 2021 and Social Bond Principles 2023 SPO 2024
SPO preliminary evaluation or credibility rating
Framework assessed as credible and impactful SPO 2024

Standards & Regulatory Alignment

Alignment with ICMA Green Bond Principles
Aligns with Green Bond Principles 2021 SPO 2024
Alignment with ICMA Social Bond Principles or Sustainability Bond Guidelines
Aligns with Social Bond Principles 2023 SPO 2024
Alignment with UN Sustainable Development Goals
SDGs 7 and 11 SPO 2024

ESG Framework & Governance

Internal ESG governance structure
Sustainable Bond Committee with cross-functional representation including Corporate Treasury, Environmental Sustainability, Risk, Legal, Compliance and Analytics SPO 2024
Environmental and social risk management processes
LBG has internal processes to address environmental and social risks associated with eligible assets, in line with market practice SPO 2024

Changes Over Time

Items where disclosed information changed across documents.

Issuer name
2014 Lloyds Bank plc
2024 Lloyds Banking Group
Issuer country/jurisdiction
2014 United Kingdom
2024 England
Sustainable bond framework name
2014 Helping Britain Prosper ESG Bond Framework
2019 Lloyds Bank Sustainability Bond Framework
2024 Lloyds Banking Group Sustainable Bond Framework
Bond types covered under framework
2014 ESG bonds providing financial and social returns
2019 Sustainability Bond
2024 Green bonds and Social bonds
SPO assessment date
2014 2014
2019 2019-05-02
2024 23 April 2024
Alignment with ICMA Green Bond Principles
2019 Yes, aligned
2024 Green Bond Principles 2021
Alignment with ICMA Social Bond Principles
2019 Yes, aligned
2024 Social Bond Principles 2023
Eligible use-of-proceeds categories
2019 SME lending, healthcare sector lending, green real estate, renewable energy
2024 Green Buildings, Renewable Energy, Energy Efficiency, Clean Transportation, Affordable Housing
Alignment with UN Sustainable Development Goals
2019 Yes, advances UN SDGs
2024 SDG 7 and SDG 11
Project evaluation and selection process
2019 Commercial Banking Client Asset Management (CAM) business responsible for project selection with alignment to Framework criteria
2024 Sustainable Bond Committee evaluates, selects and monitors eligible projects with representatives from Corporate Treasury, Sustainable Business, Environmental Sustainability, Risk, Finance Sustainability Reporting, Legal, Conduct Compliance, Operational Risk, and Portfolio Analytics