Rizal Commercial Banking Corporation

Unverified
XFID Unique Identifier for Rizal Commercial Banking Corporation: XOVKCIKARO
Sector
Banks
Website
www.rcbc.com
2 Second Party Opinions
1 Impact Report
1 Framework
XFID Type Title Year Source Retrieved
XF-2K2VB6Q-U Impact Report RCBC Impact Report 2019 2019 www.rcbc.com 31 Mar 2026
XF-14VFR56-E Framework RCBC Green Finance Framework 2018 www.rcbc.com 31 Mar 2026
XF-ZRS1TAZ-I Second Party Opinion RCBC Sustainable Finance Framework 2019 mstar-sustops-cdn-mainwebsite-s3.s3.amazonaws.com 5 Mar 2026
XF-LES4VLN-T Second Party Opinion Rizal Commercial Banking Corporation Sustainable Finance Framework Second Party Opinion (2024) 2024 mstar-sustops-cdn-mainwebsite-s3.s3.amazonaws.com 2 Mar 2026

Press Coverage (1)

News and trade press mentioning this issuer, tracked in the registry.

XF Company Profile

Extra-financial information found across 4 documents in the XframeworkID registry

NACE K Financial & Insurance Activities

Information extracted from documents in the registry. Values are as disclosed; this is not an assessment or rating. Last updated 2 Jun 2026.

Issuer Identity & Structure

Issuer name and country/jurisdiction
Rizal Commercial Banking Corporation (RCBC), Philippines FRAMEWORK 2018 2018
Issuer sector/industry classification
Financial & Insurance Activities; Banking FRAMEWORK 2018 2018
Issuer type
Universal bank; commercial and investment bank FRAMEWORK 2018 2018

Green / Sustainable Finance Framework

Sustainable bond framework name and version
RCBC Sustainable Finance Framework FRAMEWORK 2018 2018
Bond types covered under framework
Green bonds, social bonds, sustainability bonds, green loans, social loans SPO 2024 2024
Framework publication date and update history
21 December 2018; updated framework assessed in 2024 FRAMEWORK 2018 2018
Project evaluation and selection process description
RCBC's Sustainable Finance Committee will evaluate and approve eligible projects in line with Framework's eligibility criteria with environmental and social risk assessments SPO 2024 2024
Management of proceeds approach
Portfolio approach; RCBC's Balance Sheet Management Team and Sustainable Finance Committee responsible; full allocation within two years on best-efforts basis SPO 2024 2024
Temporary investment of unallocated proceeds
Cash or cash equivalents SPO 2024 2024
Reporting commitments under framework
Annual reporting on allocation of proceeds and corresponding impact until full allocation SPO 2024 2024

External Review & Verification

Second Party Opinion (SPO) provider name and assessment date
Sustainalytics, 2024 SPO 2024 2024
SPO preliminary evaluation or credibility rating
Credible and impactful SPO 2024 2024

Standards & Regulatory Alignment

Alignment with ICMA Green Bond Principles
Yes; Green Bond Principles 2021 SPO 2024 2024
Alignment with ICMA Social Bond Principles or Sustainability Bond Guidelines
Yes; Social Bond Principles 2023, Sustainability Bond Guidelines 2021 SPO 2024 2024
Alignment with UN Sustainable Development Goals
SDGs 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 14, 15 SPO 2024 2024
Alignment with ASEAN Sustainability Bond Standards
Yes; ASEAN Sustainability Bond Standards 2018, ASEAN Green Bond Standards 2018, ASEAN Social Bond Standards 2018 SPO 2024 2024

Impact Metrics & Reporting

Annual impact reporting commitment
Yes; annual reporting SPO 2024 2024

Corporate Strategy & Mission

Corporate mission and sustainability strategy
RCBC is committed to uphold social and environmental responsibility in all business activities; inclusive financial business model; balancing non-financial factors with financial priorities FRAMEWORK 2018 2018
Corporate purpose statement relating to sustainability
Good corporate citizenship and fundamental to risk management and protection of investors and shareholders FRAMEWORK 2018 2018

ESG Framework & Governance

ESG integration framework and methodology
Patterned after International Finance Corporation (IFC) Performance Standards for Environment and Social Sustainability FRAMEWORK 2018 2018
Internal ESG governance structure
Sustainable Finance Committee; Balance Sheet Management Team SPO 2024 2024

Changes Over Time

Items where disclosed information changed across documents.

Bond types covered under framework
2018 Green bonds
2019 Green Bonds, Sustainability Bonds
2019 Green bonds, Social bonds, Sustainability bonds, Green loans
Annual impact reporting commitment
2019 Yes - Green and Sustainability Bonds Impact Report produced annually
2024 Annual reporting on allocation of proceeds and corresponding impact until full allocation
Alignment with ICMA Green Bond Principles
2019 Aligned
2024 Aligned with Green Bond Principles 2021
Alignment with ICMA Social Bond Principles
2019 Aligned
2024 Aligned with Social Bond Principles 2023
Alignment with UN Sustainable Development Goals
2019 SDG 3, 4, 6, 7, 8, 9, 10, 11, 12, 15
2024 SDGs 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 14, 15
Project evaluation and selection process description
2019 Two-step process: initial project selection by business units based on Social and Environmental Management System Policy, followed by final validation by internal committee with cross-departmental representation from Credit Risk, Business and Sustainability teams
2024 RCBC's Sustainable Finance Committee evaluates and approves eligible projects in line with Framework's eligibility criteria with environmental and social risk assessments
Management of proceeds approach
2019 Managed by Balance Sheet Management Team and Enterprise Risk Division on a portfolio basis; unallocated proceeds invested in cash and/or short-term liquid instruments
2024 Portfolio approach managed by Balance Sheet Management Team and Sustainable Finance Committee
Temporary investment of unallocated proceeds
2019 Cash and/or short-term liquid instruments according to RCBC's liquidity management policies
2024 Pending allocation, proceeds will be temporarily held in cash or cash equivalents