Titularice S.A.
Unverified XFID Unique Identifier for Titularice S.A.:
XO1N8K6UY4 16 Second Party Opinions
Documents (16)
Press Coverage (6)
News and trade press mentioning this issuer, tracked in the registry.
- 2026 www.sustainablefitch.com Sustainable Fitch: SPO Provided for Universalidad de Libranzas – Titularice – Compensar TCML 03 A’s Social Bond
- 2025 www.sustainablefitch.com Sustainable Fitch: SPO Provided for Titularice’s Pension Deduction Loans
- 2025 www.sustainablefitch.com Sustainable Fitch: SPO Provided for Titularice’s Pension Deduction Loans BAN100 02
- 2025 www.sustainablefitch.com Sustainable Fitch Provides SPO to Universalidad de Libranzas – Titularice – Compensar TCML A 02’s Social Bond
- 2024 www.sustainablefitch.com Sustainable Fitch: Second-Party Opinion Provided for Titularice S.A.'s Social Bond
- 2024 www.sustainablefitch.com Sustainable Fitch: Second-Party Opinion Provided for Titularice S.A.'s Social Bond: Universalidad de Libranzas – Titularice - Kredit 03
XF Company Profile
Extra-financial information found across 16 documents in the XframeworkID registry
NACE K Financial & Insurance Activities
Information extracted from documents in the registry. Values are as disclosed; this is not an assessment or rating. Last updated 2 Jun 2026.
Issuer Identity & Structure
- Issuer name and country/jurisdiction
- Titularice S.A., Colombia SPO 2026
- Issuer sector/industry classification
- Financial & Insurance Activities Company Profile
- Issuer type
- Financial entity specialised in securitisation and asset-backed transactions SPO 2026
Green / Sustainable Finance Framework
- Sustainable bond framework name and version
- Titularice Sustainable Framework SPO 2026
- Bond types covered under framework
- Social bonds SPO 2026
- Eligible use-of-proceeds categories
- Financial restructuring, education, housing, entrepreneurship, payroll loans for pensioners, pension-deducted loans SPO 2026
- Project evaluation and selection process description
- Evaluation and selection process aligned with best practices; Titularice and Compensar have financial and sustainability expertise; Compensar specialises in granting social loans SPO 2026
- Management of proceeds approach
- Minimal management requirements; funds used immediately to acquire loans isolated in an SPV SPO 2026
- Reporting commitments under framework
- Annual allocation reporting; compliance with best practices for allocation reporting SPO 2026
- Exclusion criteria for ineligible projects or sectors
- Clear exclusion list defined for financing activities with negative social impacts SPO 2026
- Refinanced vs. newly financed project distinction
- Newly financed; 79% of loans granted less than 18 months ago, increasing additionality SPO 2026
- Target beneficiary groups
- Pensioners, elderly individuals (over 60), low socioeconomic strata, over-indebted individuals, individuals with low credit scores, people neglected by traditional banking SPO 2025
- Loan origination partners
- Caja de Compensación Familiar Compensar, ExcelCredit S.A., Kredit Plus S.A., Bancien S.A. SPO 2026
Standards & Regulatory Alignment
- Alignment with UN Sustainable Development Goals
- Aligned with UN Sustainable Development Goals SPO 2026
- Alignment with ICMA Social Bond Principles or Sustainability Bond Guidelines
- Aligned with ICMA Social Bond Principles 2023 and 2025 SPO 2026
- Alignment with ICMA Green Bond Principles
- Alignment with ICMA Social Bond Principles (not Green Bond Principles; social bond framework) SPO 2026
Corporate Strategy & Mission
- Corporate mission and sustainability strategy
- Specialised in securitisation of non-mortgage assets and acquisition of social loans for underserved populations including pensioners, elderly, and low socioeconomic strata SPO 2026
External Review & Verification
- SPO preliminary evaluation or credibility rating
- Good alignment with ICMA Social Bond Principles; Excellent assessment ratings for multiple pillars including use of proceeds, evaluation and selection, management of proceeds, and reporting and transparency SPO 2025
- Second Party Opinion (SPO) provider name and assessment date
- Sustainable Fitch; various assessment dates 2024-2025 SPO 2025
- Assurance scope
- Use of proceeds, project evaluation and selection, management of proceeds, reporting and transparency SPO 2026
- Pre-issuance or post-issuance verification type
- Second-Party Opinion (SPO) - pre-issuance and post-issuance verification SPO 2026
Issuance Details
- Bond instrument type
- Social bond SPO 2026