Hong Kong Mortgage Corporation Limited
Unverified XFID Unique Identifier for Hong Kong Mortgage Corporation Limited:
XOFDCFCFXZ 3 Second Party Opinions
1 Framework
Documents (4)
| XFID | Type | Title | Year | Source | Retrieved |
|---|---|---|---|---|---|
| XF-BUWP3VM-I | Framework | HKMC SGS Bond Framework Sep 2022 | 2022 | www.hkmc.com.hk | 31 Mar 2026 |
| XF-S4S1X61-C | Second Party Opinion | The Hong Kong Mortgage Corporation Limited - Second-Party Opinion | 2025 | www.sustainablefitch.com | 30 Mar 2026 |
| XF-OGFG336-2 | Second Party Opinion | The Hong Kong Mortgage Corporation Limited - Second-Party Opinion | 2025 | www.sustainablefitch.com | 30 Mar 2026 |
| XF-G0I40G9-R | Second Party Opinion | The Hong Kong Mortgage Corporation Limited Social, Green and Sustainability Financing Framework Second-Party Opinion (2022) | 2022 | mstar-sustops-cdn-mainwebsite-s3.s3.amazonaws.com | 2 Mar 2026 |
Press Coverage (1)
News and trade press mentioning this issuer, tracked in the registry.
XF Company Profile
Extra-financial information found across 4 documents in the XframeworkID registry
NACE L Real Estate Activities
Information extracted from documents in the registry. Values are as disclosed; this is not an assessment or rating. Last updated 2 Jun 2026.
Issuer Identity & Structure
- Issuer name and country/jurisdiction
- Hong Kong Mortgage Corporation Limited, Hong Kong, China SPO 2025
- Issuer sector/industry classification
- Real Estate Activities Framework 2022
- Issuer type
- Public sector entity SPO 2025
- Core business activities and geographic focus
- Asset purchase and servicing, general insurance, long-term insurance services, reverse mortgages, Hong Kong SPO 2025
Green / Sustainable Finance Framework
- Sustainable bond framework name and version
- Social, Green and Sustainability Financing Framework September 2022 Framework 2022
- Framework publication date and update history
- September 2022 Framework 2022
- Bond types covered under framework
- Social bonds, green bonds, sustainability bonds Framework 2022
- Eligible use-of-proceeds categories
- Reverse mortgage programmes, green projects with environmental benefits (climate change mitigation, pollution prevention, climate adaptation, ecosystem restoration), social projects (employment, access to essential services, infrastructure, affordable housing) SPO 2025
- Project evaluation and selection process description
- Multi-layered process involving members with relevant skillsets, diverse departments and HKMC's ESG committee. Infrastructure Financing and Securitisation Division process documented in Appendix II SPO 2025
- Management of proceeds approach
- Proceeds tracked through a register SPO 2025
- Exclusion criteria for ineligible projects or sectors
- Environmental and socially controversial activities excluded per IFS Division Environmental and Social Exclusion List SPO 2025
- Reporting commitments under framework
- Allocation reporting and impact reporting Framework 2022
- Refinanced vs. newly financed project distinction
- Refinanced projects; all proceeds allocated to refinance existing portfolio of reverse mortgages SPO 2025
Standards & Regulatory Alignment
- Alignment with ICMA Green Bond Principles
- Aligned with Sustainability Bond Guidelines 2021, Green Bond Principles 2021 SPO 2022
- Alignment with ICMA Social Bond Principles or Sustainability Bond Guidelines
- Aligned with ICMA Social Bond Principles 2025, Sustainability Bond Guidelines 2021, Social Bond Principles 2021 SPO 2025
External Review & Verification
- Second Party Opinion (SPO) provider name and assessment date
- Sustainalytics, 2022; Fitch, 17 November 2025 SPO 2022
- SPO preliminary evaluation or credibility rating
- Credible and impactful (Sustainalytics, 2022); Aligned assessment across all pillars with some ratings of Excellent and Good (Fitch, 2025) SPO 2022
- SPO assessment scope and methodology
- Use of proceeds alignment with recognized sustainable finance principles, project evaluation and selection process, proceeds management, and reporting; evaluation against ICMA Social Bond Principles 2025, Sustainability Bond Guidelines 2021, Green Bond Principles 2021 SPO 2025
Corporate Strategy & Mission
- Corporate mission and sustainability strategy
- Support elderly homeowners through reverse mortgage programmes providing supplementary cashflow to maintain quality of life during retirement and meet healthcare and livelihood needs SPO 2025
- Sustainability strategy pillars and focus areas
- Social financing (reverse mortgages, affordable housing, access to services), green financing (climate change mitigation, pollution prevention, climate adaptation, ecosystem restoration), sustainability financing Framework 2022
ESG Framework & Governance
- Internal ESG governance structure
- HKMC's ESG committee with multi-layered project evaluation process involving diverse departments and members with relevant skillsets SPO 2025
Changes Over Time
Items where disclosed information changed across documents.
Second Party Opinion (SPO) provider name and assessment date
SPO preliminary evaluation or credibility rating
Project evaluation and selection process description